With Visa Inc (NYSE:V) and Mastercard Inc (NYSE:MA) set to report their quarterly earnings later this month, Wall Street is keenly observing the performance of these payment giants. Visa reports Q2 earnings on July 23 and Mastercard reports on July 31. Both stock are down about 5% over the past three months. Despite the recent downturn in their stock prices, JPMorgan analyst Tien-tsin Huang remains optimistic about their future, anticipating underlying stability and potential growth. Visa, Mastercard’s ‘Concerns Reasonable’, Says Analyst Huang emphasizes that both Visa and Mastercard have faced a challenging operating environment over the past year. “We find these concerns reasonable,” Huang notes, acknowledging issues around regulation, litigation, and market saturation. However, he views the recent underperformance of the stocks as overdone, stating, “We continue to see both V/MA as best-in-class compounders with diversified medium-term growth opportunities.” Visa Expectations: Decelerated Growth but Stability For Visa’s upcoming earnings report on July 23rd, Huang expects volume ...